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CLUSTER ACCOUNTS-ASSISTANT-BUDGETING · 12 ENTRIES · EARLIEST ENTRY 2018-12-11

AI budgeting and expense trackers

These are mobile budgeting and expense-tracking apps that connect accounts and transactions with AI-based receipt scanning and a spending assistant. Dated entries appear sporadically from January 2015 to June 2026, with two entries in both September 2025 and March 2026. All three traction leaders (PocketGuard, Zohu, Boop) show zero star activity, so no clear leader emerges.

Entry timeline

ENTRY TIMELINE

JAN 2015: 1DEC 2018: 1DEC 2022: 1SEP 2025: 1MAR 2026: 2JUN 2026: 1AUG 2026: 1SEP 2026: 1OCT 2026: 3
JAN 2015OCT 2026

Each bar is the month a member carries, which is a creation date where the source published one and a crawl date otherwise. Nothing in the index was found before 11 August 2026, and coverage broadened sharply on 14–15 August, so a bar from then on reports how much we found that month, not how much was built; an earlier bar reports how far back a member's own source dated it — not how long we have been watching.

Members by activity

Activity signals, not revenue.

Build origin · 1 hand-coded · 11 unlabelled

Operator · 2 hobby · 1 indie · 1 commercial · 1 open source · 7 unlabelled

Two labels per entry, never collapsed into one: how it was built, and who stands behind it. Counted over the 12 listed below. Unlabelled means nothing has decided yet — not that the answer is small.

  1. 01PocketGuard・Budget Planner App0★1 molivecommercialBudgeting app that automates expense tracking and bill monitoring while calculating a safe-to-spend amount after bills, goals, and needs.
  2. 02AragonTODO1★14 days—hobbyAndroid app that combines to-do lists, expense tracking, and notes with an optional on-device AI assistant and keeps all data locally.
  3. 03Boop: Budget & Expense Tracker0★26 daysliveBudgeting app that tracks expenses and income, sets budgets, scans receipts, and provides personalized financial insights with on-device privacy.
  4. 04stzb0★13 dayslivehobbyAccounting app that tracks income and expenses for a strategy game's military budget, with statistics, OCR recognition, and data export.
  5. 05fuzzy-app0★11 daysliveMobile app that manages personal finances with budgeting, investment tracking, biometric lock, AI assistant, and receipt scanning.
  6. 06Expense Tracker & Bill Manager0★22 daysliveBudget planner app that tracks expenses and income, scans receipts with AI, schedules bills, and manages debt and savings.
  7. 07Zohu0★24 days—Budgeting app that tracks accounts and transactions, manages budgets, scans receipts, and offers an AI spending assistant.
  8. 08poonji0★1 molivehand-codedindieMobile budgeting and expense tracking app with accounts, transactions, AI receipt scanning, voice entry, and an assistant.
  9. 09Marble Budget: Expense Tracker0★1 moliveAd-free budgeting app with envelope budgeting, shared budgets, receipt scanning, and on-device AI budget assistant.
  10. 10Monly0★4 moliveopen sourceBudget planning app that logs transactions, tracks budgets, generates reports, and syncs data across a user's devices.
  11. 11Yula: Subscription Tracker AI0★4 moliveMobile app that tracks subscriptions and expenses, reminds users of upcoming bills, and provides AI-powered insights to improve budgeting.
  12. 12Monthly Budget Planner: Budget0★7 mostaleliveBudgeting app that creates personalized budgets, tracks expenses, sets category limits, and provides an AI assistant for spending insights and alerts.

Ranked by traction, highest first, and paged 20 at a time — this is a window on the cluster, never the whole of it. Ties are broken by a stable id so a product cannot appear on two pages or fall between them. Browse every cluster.