CLUSTER ACROSS-MONEY-CARDS · 15 ENTRIES · EARLIEST ENTRY 2013-10-04

Cross-border payment and wallet apps

This cluster comprises mobile apps for cross-border and multi-currency money management, covering transfers, prepaid cards, and business accounts. Entries appeared sporadically from 2013 to 2015, then resumed in 2022 with single entries and again in 2025 with two entries. Traction leaders are RIZON: Stablecoin Finance, YouBiz - Business Account, and paybridge-benin, all currently showing low activity.

Entry timeline

ENTRY TIMELINE

JUL 2013: 1OCT 2013: 1SEP 2014: 1MAR 2015: 1JUL 2015: 1JUL 2018: 1JUL 2022: 1SEP 2022: 1JAN 2024: 1APR 2024: 1AUG 2025: 1AUG 2026: 1SEP 2026: 3
JUL 2013SEP 2026

Members by activity

Activity signals, not revenue.

Build origin · 3 ai-built · 12 unlabelled

Operator · 10 commercial · 1 enterprise · 4 unlabelled

Two labels per entry, never collapsed into one: how it was built, and who stands behind it. Counted over the 15 listed below. Unlabelled means nothing has decided yet — not that the answer is small.

  1. 01RIZON: Stablecoin Finance0★1 molivecommercialMobile app that provides a global USD account for sending, spending, and saving money across many countries with virtual and physical cards.
  2. 02YouBiz - Business Account0★1 molivecommercialMobile app that lets business owners manage multi-currency corporate cards, cashback rewards, transfers, and spending across many currencies.
  3. 03bwipartners0★1 moliveai-builtFinance app that manages card savings goals and supports withdrawals converting naira to US dollars.
  4. 04walletglobal0★23 days—Digital wallet app for managing money and making payments across countries.
  5. 05Payoneer - Business Payments0★29 dayslivecommercialMobile app for managing international business payments, holding balances in multiple currencies, and withdrawing funds to local bank accounts abroad.
  6. 06Wise: Global Money Transfer0★19 dayslivecommercialMoney transfer app that lets users send, receive, and convert currency across countries, hold multiple currencies, and spend via a linked card.
  7. 07Travelex Travel Money0★1 molivecommercialMobile app for managing prepaid travel money cards that lets users top up balances, monitor transactions, and order cash.
  8. 08Skrill - Pay & Transfer Money0★1 molivecommercialMobile app for sending and receiving money globally, paying online, and managing a prepaid card linked to a digital wallet.
  9. 09Grey: Inclusive Global Banking0★20 dayslivecommercialMobile banking app offering multi-currency accounts, international money transfers, currency exchange, and virtual cards for cross-border payments.
  10. 10SAIB Travel0★1 moliveenterpriseBanking app that lets customers open accounts, issue travel cards, load foreign currencies, and manage travel spending.
  11. 11Revolut: send, spend, and save0★20 dayslivecommercialMobile app that lets users spend, send, and save money across currencies with cards, transfers, and budgeting tools.
  12. 12Boostpesa0★1 mo—ai-builtMobile app that boosts savings and facilitates mobile money transfers for users.
  13. 13Timon-Money App for Travellers0★1 molivecommercialFinancial app for travelers that offers multi-currency cards, stablecoin conversion, international transfers, and eSIM connectivity.
  14. 14Chipper Cash0★1 molivecommercialMobile payments app that lets users send and receive money locally and across borders, with free transfers, bill payments, and airtime top-ups.
  15. 15BUB+ — Portefeuille numérique mondial & paiements0★unknownliveai-builtMulti-currency digital wallet that lets users pay, receive, and transfer money across continents through mobile money, cards, and bank transfers.