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CLUSTER ADVANCES-CASH-INSTANT · 15 ENTRIES · EARLIEST ENTRY 2017-04-20

Consumer cash advance apps

This cluster consists of mobile and web apps that provide short-term cash advances, earned wage access, budgeting tools, and credit-building features for everyday consumers. Entries appear singly across months from October 2013 to June 2026, showing no concentrated period of activity. Tilt, True Finance, and Dave lead on traction, each with an activity score of 0 stars.

Entry timeline

ENTRY TIMELINE

OCT 2013: 1APR 2017: 1MAY 2017: 1SEP 2017: 1APR 2018: 1MAY 2018: 1FEB 2019: 1JUL 2019: 1JUN 2020: 1AUG 2020: 1DEC 2022: 1SEP 2023: 1MAY 2024: 1JUN 2026: 1AUG 2026: 1
OCT 2013AUG 2026

Each bar is the month a member carries, which is a creation date where the source published one and a crawl date otherwise. Nothing in the index was found before 11 August 2026, and coverage broadened sharply on 14–15 August, so a bar from then on reports how much we found that month, not how much was built; an earlier bar reports how far back a member's own source dated it — not how long we have been watching.

Members by activity

Activity signals, not revenue.

Build origin · 1 ai-built · 14 unlabelled

Operator · 7 commercial · 7 enterprise · 1 unlabelled

Two labels per entry, never collapsed into one: how it was built, and who stands behind it. Counted over the 15 listed below. Unlabelled means nothing has decided yet — not that the answer is small.

  1. 01Tilt: Cash Advance & Credit0★20 daysliveenterpriseMobile app that offers cash advances, credit cards, and lines of credit based on real-time income and spending rather than credit scores.
  2. 02True Finance: Cash Advance0★1 molivecommercialMobile app that provides interest-free cash advances up to $150, budgeting tools, and credit score monitoring for everyday consumers.
  3. 03Dave: Credit, Cash & Money App0★18 daysliveenterpriseCash advance and banking app offering short-term overdraft-style advances, a debit card, and budgeting tools for individual consumers.
  4. 04Brigit: Cash Advance & Credit0★18 daysliveenterpriseMobile app that provides instant cash advances, credit-building tools, and budgeting insights by connecting to a user's bank account.
  5. 05Carbon: A.I Business Banking0★22 dayslivecommercialMobile banking app for small businesses offering instant transactions, cashflow management, sub-accounts, loans, and AI-powered financial insights.
  6. 06Cleo AI: Cash Advance & Budget0★28 daysliveenterpriseMobile app featuring a conversational assistant that helps users budget, save, build credit, and get small no-interest cash advances.
  7. 07EarnIn: Beyond Cash Advance0★23 daysliveenterpriseCash advance app that lets workers access already-earned wages before payday, with optional early pay, overdraft alerts, and credit monitoring.
  8. 08Klover - Instant Cash Advance0★21 daysliveenterpriseCash advance app that provides short-term advances against an upcoming paycheck, along with budgeting tools and reward points for engagement.
  9. 09Rocco - Fast Cash Advance0★19 dayslivecommercialMobile app that offers short-term cash advances to qualifying users and includes budgeting tools, spending insights, and overdraft alerts for a monthly subscription.
  10. 10Beem: Cash Advance & Banking0★20 dayslivecommercialCash advance and banking app that provides instant advances, automatic credit building, and AI agents for job search, deals, and budgeting.
  11. 11Bright: Loans & Credit Builder0★3 moliveenterpriseMobile app offering personal loans, small cash advances, and credit-building tools including secured credit lines and automated debt payoff plans.
  12. 12Possible: Fast Cash & Credit0★2 molivecommercialMobile app that lends up to $500 in instant cash advances with no late fees to help borrowers with poor or no credit build history.
  13. 13Vola: Cash Advance & Credit0★21 dayslivecommercialMobile app that provides instant cash advances with real-time payment delivery, plus expense tracking, budgeting, and rent-based credit building tools.
  14. 14VANSi - Cash Advance0★1 molivecommercialMobile app providing cash advances, instant transfers, and balance insights for users at risk of overdrawing their bank accounts.
  15. 15cashadvance0★4 moliveai-builtWeb application that gives individuals cash advances and lending options for funds before their next paycheck.

Ranked by traction, highest first, and paged 20 at a time — this is a window on the cluster, never the whole of it. Ties are broken by a stable id so a product cannot appear on two pages or fall between them. Browse every cluster.