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CLUSTER BANKING-CREDIT-MOBILE · 9 ENTRIES · EARLIEST ENTRY 2014-03-16

Consumer mobile banking apps

This cluster consists of mobile-first banking apps for consumers, offering checking, savings, loans, cash advances, and in some cases investing, crypto, and business banking. Entry dates span from March 2014 to April 2024, with an initial pair in 2014, a series of single entries across 2015-2020 (including five in 2020), and a solitary entry in 2024. Traction leaders by activity signal are Lili – Business Banking, SoFi: Bank, Invest & Crypto, and OnePay – Mobile Banking, each with a current star count of 0.

Entry timeline

ENTRY TIMELINE

MAR 2014: 1DEC 2015: 1JUN 2016: 1MAY 2019: 1FEB 2020: 1MAR 2020: 1OCT 2020: 1NOV 2020: 1APR 2024: 1
MAR 2014APR 2024

Each bar is the month a member carries, which is a creation date where the source published one and a crawl date otherwise. Nothing in the index was found before 11 August 2026, and coverage broadened sharply on 14–15 August, so a bar from then on reports how much we found that month, not how much was built; an earlier bar reports how far back a member's own source dated it — not how long we have been watching.

Members by activity

Activity signals, not revenue.

Build origin · 9 unlabelled

Operator · 6 commercial · 3 enterprise

Two labels per entry, never collapsed into one: how it was built, and who stands behind it. Counted over the 9 listed below. Unlabelled means nothing has decided yet — not that the answer is small.

  1. 01Lili - Business Banking0★29 dayslivecommercialBusiness banking app offering fast payments, high-yield savings, credit lines, and accounting software integrations for small businesses.
  2. 02OnePay – Mobile Banking0★24 daysliveenterpriseMobile banking app for spending, saving, sending money, and borrowing, with credit-building features and cash back rewards for consumers.
  3. 03Chime® – Mobile Banking0★23 daysliveenterpriseMobile banking app offering fee-free checking and savings accounts, early direct deposit, and everyday money management tools for individual consumers.
  4. 04Varo Bank: Online Banking0★1 molivecommercialMobile banking app offering fee-free checking and savings accounts, small cash advances, a line of credit, and a secured credit card.
  5. 05Robinhood Banking0★23 dayslivecommercialMobile banking app pairing a cashback credit card with high-yield savings and checking accounts, virtual cards, and fee-free ATM access.
  6. 06MoneyLion: Cash Advance App0★25 daysliveenterpriseMobile banking app offering early direct deposit, cash advances, personal loan offers, credit-builder loans, and cashback rewards for everyday consumers.
  7. 07Maya – savings, loans, cards0★22 dayslivecommercialMobile digital banking app offering savings accounts with daily interest, instant loans, credit cards, and QR code payments for consumers.
  8. 08Carbon: Mobile Banking & Loans0★8 dayslivecommercialDigital banking app that offers savings with interest, personal loans, buy-now-pay-later payments, a debit card, and money management.
  9. 09GO2bank: Mobile banking0★21 dayslivecommercialMobile banking app offering fee-free checking, high-yield savings, overdraft protection, early direct deposit, and credit-building tools for everyday consumers.

Ranked by traction, highest first, and paged 20 at a time — this is a window on the cluster, never the whole of it. Ties are broken by a stable id so a product cannot appear on two pages or fall between them. Browse every cluster.