CLUSTER BANKING-SAVINGS-MOBILE · 9 ENTRIES · EARLIEST ENTRY 2014-03-24
All-in-one mobile banking apps
These four products are consumer mobile banking apps that combine everyday accounts with savings, investing, and sometimes crypto features. Dated entries are sparse and intermittent: one in each of 2014, 2017, 2020, and 2022, then three across 2025. Chase UK, Krak: Money App & Card, and SoFi: Bank, Invest & Crypto lead the activity-signal ranking, all with 0 stars.
Entry timeline
ENTRY TIMELINE
Each bar is the month a member carries, which is a creation date where the source published one and a crawl date otherwise. Nothing in the index was found before 11 August 2026, and coverage broadened sharply on 14–15 August, so a bar from then on reports how much we found that month, not how much was built; an earlier bar reports how far back a member's own source dated it — not how long we have been watching.
Members by activity
Activity signals, not revenue.
Build origin · 1 ai-built · 8 unlabelled
Operator · 1 hobby · 5 commercial · 2 enterprise · 1 unlabelled
Two labels per entry, never collapsed into one: how it was built, and who stands behind it. Counted over the 9 listed below. Unlabelled means nothing has decided yet — not that the answer is small.
- 01Chase UK0★13 dayslivecommercialMobile banking app providing UK customers with current accounts, savings with interest, investments, and spending insights.
- 02Chocolate Finance0★4 dayslivecommercialMobile cash management app that pays daily returns on spare cash with instant withdrawals, no lock-ins, targeting savers in Singapore and Hong Kong.
- 03Krak: Money App & Card0★5 dayslivecommercialMobile banking app offering cashback on everyday purchases, high-yield savings vaults, and cryptocurrency trading in one account.
- 04SoFi: Bank, Invest & Crypto0★23 daysliveenterpriseMobile banking app offering checking, high-yield savings, cryptocurrency trading, stock investing, and an AI-driven financial coaching assistant for consumers.
- 05Northquest Finance0★23 dayslivecommercialMobile app for saving and investing that pays daily interest upfront, automates deposits, and tracks account growth and transactions in real time.
- 06Inter: Mobile Banking0★2 molivecommercialMobile banking app offering checking, stock investing, gift-card savings, and international money transfers within a single account for everyday banking.
- 07Marcus by Goldman Sachs®0★1 moliveenterpriseMobile banking app offering high-yield savings accounts and certificates of deposit for growing personal savings.
- 08Boostpesa0★1 mo—ai-builtMobile app that boosts savings and facilitates mobile money transfers for users.
- 09celofinal1★11 mostalelivehobbyMobile-first app that helps users manage savings goals, get AI-driven financial advice, and explore blockchain-based yield opportunities.
Ranked by traction, highest first, and paged 20 at a time — this is a window on the cluster, never the whole of it. Ties are broken by a stable id so a product cannot appear on two pages or fall between them. Browse every cluster.