CLUSTER BANKING-SAVINGS-MOBILE · 9 ENTRIES · EARLIEST ENTRY 2014-03-24

All-in-one mobile banking apps

These four products are consumer mobile banking apps that combine everyday accounts with savings, investing, and sometimes crypto features. Dated entries are sparse and intermittent: one in each of 2014, 2017, 2020, and 2022, then three across 2025. Chase UK, Krak: Money App & Card, and SoFi: Bank, Invest & Crypto lead the activity-signal ranking, all with 0 stars.

Entry timeline

ENTRY TIMELINE

MAR 2014: 1APR 2017: 1JAN 2020: 1APR 2022: 1JUN 2025: 1SEP 2025: 1OCT 2025: 1AUG 2026: 1SEP 2026: 1
MAR 2014SEP 2026

Members by activity

Activity signals, not revenue.

Build origin · 1 ai-built · 8 unlabelled

Operator · 1 hobby · 5 commercial · 2 enterprise · 1 unlabelled

Two labels per entry, never collapsed into one: how it was built, and who stands behind it. Counted over the 9 listed below. Unlabelled means nothing has decided yet — not that the answer is small.

  1. 01Chase UK0★13 dayslivecommercialMobile banking app providing UK customers with current accounts, savings with interest, investments, and spending insights.
  2. 02Chocolate Finance0★4 dayslivecommercialMobile cash management app that pays daily returns on spare cash with instant withdrawals, no lock-ins, targeting savers in Singapore and Hong Kong.
  3. 03Krak: Money App & Card0★5 dayslivecommercialMobile banking app offering cashback on everyday purchases, high-yield savings vaults, and cryptocurrency trading in one account.
  4. 04SoFi: Bank, Invest & Crypto0★23 daysliveenterpriseMobile banking app offering checking, high-yield savings, cryptocurrency trading, stock investing, and an AI-driven financial coaching assistant for consumers.
  5. 05Northquest Finance0★23 dayslivecommercialMobile app for saving and investing that pays daily interest upfront, automates deposits, and tracks account growth and transactions in real time.
  6. 06Inter: Mobile Banking0★2 molivecommercialMobile banking app offering checking, stock investing, gift-card savings, and international money transfers within a single account for everyday banking.
  7. 07Marcus by Goldman Sachs®0★1 moliveenterpriseMobile banking app offering high-yield savings accounts and certificates of deposit for growing personal savings.
  8. 08Boostpesa0★1 mo—ai-builtMobile app that boosts savings and facilitates mobile money transfers for users.
  9. 09celofinal1★11 mostalelivehobbyMobile-first app that helps users manage savings goals, get AI-driven financial advice, and explore blockchain-based yield opportunities.