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CLUSTER BILLS-BUDGETING-SHOWS · 4 ENTRIES · EARLIEST ENTRY 2025-12-03

Paycheck-based budgeting apps

This cluster consists of budgeting apps that build spending plans around individual paychecks, assign bills to specific paydays, and display a safe-to-spend amount until the next check. They also sync bank transactions and learn spending categories. The dated entry history shows one product in Jan 2015, another in Mar 2017, a long gap until Dec 2025, then one entry in Jun 2026 and three in Jul 2026. Among traction leaders, PocketGuard ranks first in activity signal, followed by NextCheck and daily-wallet, though all show 0 stars.

Entry timeline

ENTRY TIMELINE

DEC 2025: 1JUL 2026: 2OCT 2026: 1
DEC 2025OCT 2026

Each bar is the month a member carries, which is a creation date where the source published one and a crawl date otherwise. Nothing in the index was found before 11 August 2026, and coverage broadened sharply on 14–15 August, so a bar from then on reports how much we found that month, not how much was built; an earlier bar reports how far back a member's own source dated it — not how long we have been watching.

Members by activity

Activity signals, not revenue.

Build origin · 4 unlabelled

Operator · 3 indie · 1 unlabelled

Two labels per entry, never collapsed into one: how it was built, and who stands behind it. Counted over the 4 listed below. Unlabelled means nothing has decided yet — not that the answer is small.

  1. 01Garden0★18 days—indiePersonal finance app that identifies where money went by merchant and category and shows how much remains until payday for Brazilian users.
  2. 02NextCheck: Budget by Paycheck0★1 moliveindieBudgeting app that creates a plan for each paycheck, assigns bills to paydays, tracks cleared and pending bills, and shows what remains before next check.
  3. 03Waypoint Budget Planner App0★1 moliveBudgeting app that shows how much is safe to spend before payday, syncs bank transactions, and learns spending categories.
  4. 04PayCheck Budget0★1 moliveindiePaycheck-based budgeting app that forecasts cash flow, assigns bills to specific paychecks, and shows a safe-to-spend amount until payday.

Ranked by traction, highest first, and paged 20 at a time — this is a window on the cluster, never the whole of it. Ties are broken by a stable id so a product cannot appear on two pages or fall between them. Browse every cluster.