CLUSTER BUDGETING-ENVELOPE-SPENDING-2 · 6 ENTRIES · EARLIEST ENTRY 2022-06-27
Envelope budgeting apps
Cluster of envelope budgeting apps that sync bank transactions, categorize expenses, and track spending against weekly, monthly, or yearly targets. Entries appear at a roughly annual cadence from late 2020 through early 2026, with two entries in February 2026. Spense: Your Budget Companion leads on activity signal, though all traction leaders show 0 stars.
Entry timeline
ENTRY TIMELINE
Each bar is the month a member carries, which is a creation date where the source published one and a crawl date otherwise. Nothing in the index was found before 11 August 2026, and coverage broadened sharply on 14–15 August, so a bar from then on reports how much we found that month, not how much was built; an earlier bar reports how far back a member's own source dated it — not how long we have been watching.
Members by activity
Activity signals, not revenue.
Build origin · 6 unlabelled
Operator · 2 indie · 2 commercial · 2 unlabelled
Two labels per entry, never collapsed into one: how it was built, and who stands behind it. Counted over the 6 listed below. Unlabelled means nothing has decided yet — not that the answer is small.
- 01Spense: Your Budget Companion0★25 daysliveindieMobile app that automatically syncs and categorizes bank transactions using envelope budgeting to show real-time spending limits per category.
- 02Centsible: Budget & Finance0★1 moliveEnvelope-style budgeting app that tracks monthly and irregular expenses, imports bank transaction files, and visualizes spending to support savings goals.
- 03Envelope Budget - Kualia0★1 moliveEnvelope budgeting app that funds spending categories, syncs bank transactions, and tracks expenses against weekly, monthly, or yearly targets.
- 04RealBudget: Envelope Budgeting0★3 molivecommercialAn envelope budgeting app that tracks spending across customizable categories and periods, with optional bank imports and real-time budget sharing for families.
- 05Qube Money: Envelope Budgeting0★3 molivecommercialMobile banking app that splits deposited funds into digital spending envelopes with a linked debit card to enforce budget limits at the point of sale.
- 06Allotly - Envelope Budget0★3 moliveindieEnvelope budgeting app that shows budget and spending at a glance, logs expenses, and tracks recurring costs.
Ranked by traction, highest first, and paged 20 at a time — this is a window on the cluster, never the whole of it. Ties are broken by a stable id so a product cannot appear on two pages or fall between them. Browse every cluster.