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CLUSTER EXPENSES-FINANCE-WHATSAPP · 10 ENTRIES · EARLIEST ENTRY 2026-08-06

WhatsApp-based finance trackers

This cluster consists of personal finance applications that let users record transactions and expenses through natural-language WhatsApp messages, with features like income/expense tracking, wallet balances, and AI-powered categorization and reports. The dated history before the index start is too thin to read a shape from—only one dated entry exists, so the cluster either predates the index or its members are undated. Among traction leaders, Aitbaar holds the highest activity signal with 1 star, while moneymio and e-finance each have 0 stars.

Entry timeline

ENTRY TIMELINE

MAR 2026: 1MAY 2026: 1AUG 2026: 1SEP 2026: 5OCT 2026: 2
MAR 2026OCT 2026

Each bar is the month a member carries, which is a creation date where the source published one and a crawl date otherwise. Nothing in the index was found before 11 August 2026, and coverage broadened sharply on 14–15 August, so a bar from then on reports how much we found that month, not how much was built; an earlier bar reports how far back a member's own source dated it — not how long we have been watching.

Members by activity

Activity signals, not revenue.

Build origin · 10 unlabelled

Operator · 4 hobby · 2 indie · 4 unlabelled

Two labels per entry, never collapsed into one: how it was built, and who stands behind it. Counted over the 10 listed below. Unlabelled means nothing has decided yet — not that the answer is small.

  1. 01Aitbaar1★23 days—Service that manages savings committees over WhatsApp, offering voice-note interaction, payment tracking, fraud detection, trust scores, and an organizer dashboard.
  2. 02e-finance0★1 moliveindieWhatsApp-based conversational agent that manages private credit portfolios, registering contracts, recording payments, and sending automatic reminders for lenders.
  3. 03eurotrack0★1 mo—Financial tracking app for Indonesian expatriates in Europe that scans receipts with AI to log expenses and syncs via chat bot.
  4. 04Fintrack0★12 dayslivehobbyPersonal finance web application that tracks income and expenses and records transactions via natural-language WhatsApp messages.
  5. 05FINANZAS0★17 days—hobbyWhatsApp chatbot that records income and expenses, categorizes them, and provides monthly summaries and reports.
  6. 06list-pg0★5 days—hobbyMobile app that tracks who has paid in a raffle or pool and generates a copyable list for WhatsApp.
  7. 07Catatan-Pengeluaran-Raihan0★18 days—hobbyPersonal finance tracker that records expenses through WhatsApp messages and shows balances across cash and bank wallets.
  8. 08Agila: Finance Coach0★1 moliveAll-in-one personal and business finance app that tracks income, expenses, savings goals, and lending with chat-based transaction logging.
  9. 09Bot_wumtaaba0★6 daysliveWhatsApp bot that lets merchants record and review payment agreements by text or voice and tracks balances.
  10. 10moneymio0★1 moliveindieFinance app that lets users record expenses by chatting on WhatsApp, with AI categorization and reports.

Ranked by traction, highest first, and paged 20 at a time — this is a window on the cluster, never the whole of it. Ties are broken by a stable id so a product cannot appear on two pages or fall between them. Browse every cluster.