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CLUSTER FINANCE-FIRST-INVESTMENTS · 13 ENTRIES · EARLIEST ENTRY 2026-08-20

Local-first personal finance apps

This cluster consists of local-first personal finance applications that let users manage accounts, transactions, budgets, investments, and other financial data on their own machine. Dated history is too thin to read a shape from—only one dated entry exists before the index start, so the cluster's timeline predates the index or its members are largely undated. On traction, LocalFi leads with 9 stars, followed by wealth-compass at 3 stars and t-money at 2 stars.

Entry timeline

ENTRY TIMELINE

DEC 2025: 1AUG 2026: 2SEP 2026: 9OCT 2026: 1
DEC 2025OCT 2026

Each bar is the month a member carries, which is a creation date where the source published one and a crawl date otherwise. Nothing in the index was found before 11 August 2026, and coverage broadened sharply on 14–15 August, so a bar from then on reports how much we found that month, not how much was built; an earlier bar reports how far back a member's own source dated it — not how long we have been watching.

Members by activity

Activity signals, not revenue.

Build origin · 2 hand-coded · 11 unlabelled

Operator · 9 hobby · 1 indie · 3 unlabelled

Two labels per entry, never collapsed into one: how it was built, and who stands behind it. Counted over the 13 listed below. Unlabelled means nothing has decided yet — not that the answer is small.

  1. 01t-money5★14 days—hobbyDesktop application for home finance that manages accounts, transactions, bills, budgets, and investments in a single encrypted local file.
  2. 02wealth-compass3★2 moliveindieNative phone and desktop app that tracks net worth, investments, cash, and debts locally and privately over time.
  3. 03LocalFi9★1 mo—hobbyLocal-first personal finance app that helps individuals manage accounts, liabilities, transactions, budgets, assets, investments, travel expenses, and net worth history with data stored on their own machine.
  4. 04FinanceControl0★25 days—hobbyLocal-first personal finance app that manages expenses, bills, credit cards, goals, and investments with reports, projections, and multi-currency support while keeping data on the user's computer.
  5. 05Nestworth0★17 dayslivehobbyLocal-first personal finance app that tracks accounts, transactions, investments, loans, property, and goals for a household with multi-currency support.
  6. 06cash0★19 days—hobbyLocal personal finance app for Windows that tracks assets, liabilities, income, expenses, and net worth with charts and backups.
  7. 07yuncaiguanjia0★9 days—Local-first finance management app that provides role-based business views and AI-assisted bookkeeping with human approval, keeping data on-device.
  8. 08griya-kas1★1 mo—hand-codedLocal-first personal and family finance app with budgets, debt tracking, savings goals, recurring bills, and optional cloud sync.
  9. 09hackhcc-finance-thingy1★1 mo—hobbyLocal-first personal finance app for budgeting and syncing financial data across devices.
  10. 10nbill1★1 mo—hobbyLocal-first personal finance app that separates daily expenses from loans and reimbursements, supports CSV import, and shows cash balance, trends, and savings rate.
  11. 11LedgerX0★1 mo—hobbyLocal-first Windows finance app that tracks income, expenses, assets, liabilities, and cash runway by manual entry.
  12. 12es-menidzhar0★1 mo—hand-codedhobbyLocal-first web app for managing Bulgarian apartment building finances, including monthly fees, expenses, income, resident registers, and PDF reports.
  13. 13personal-asset-ledger0★1 mo—Local-first desktop application for personal finance, combining bookkeeping and investment portfolio tracking with balance anchoring and analysis.

Ranked by traction, highest first, and paged 20 at a time — this is a window on the cluster, never the whole of it. Ties are broken by a stable id so a product cannot appear on two pages or fall between them. Browse every cluster.