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CLUSTER FINANCES-PERSONAL-FLOW · 33 ENTRIES · EARLIEST ENTRY 2025-09-04

Personal cash flow trackers

This cluster consists of 38 personal finance management apps focused on tracking income, expenses, cash flow, balances, and net worth, with variations in budgeting rules, gamification, and self-hosting. Dated entries before the index start show a sparse history (one in 2018-06, one in 2022-05), then a gradual rise through 2025, with four entries in 2025-12 being the largest single month, followed by a few more in 2026 up to July; overall, the timeline suggests modest, incremental growth rather than any dramatic pattern. On traction, Aurum leads by a wide margin with 147 stars, while wealth-compass (3 stars) and cashflow-app (1 star) trail far behind.

Entry timeline

ENTRY TIMELINE

JAN 2017: 1JUN 2018: 1FEB 2025: 2APR 2025: 1SEP 2025: 1OCT 2025: 1DEC 2025: 3MAY 2026: 2AUG 2026: 12SEP 2026: 7OCT 2026: 2
JAN 2017OCT 2026

Each bar is the month a member carries, which is a creation date where the source published one and a crawl date otherwise. Nothing in the index was found before 11 August 2026, and coverage broadened sharply on 14–15 August, so a bar from then on reports how much we found that month, not how much was built; an earlier bar reports how far back a member's own source dated it — not how long we have been watching.

Members by activity

Activity signals, not revenue.

Build origin · 7 ai-built · 2 hand-coded · 11 unlabelled

Operator · 10 hobby · 2 indie · 8 unlabelled

Two labels per entry, never collapsed into one: how it was built, and who stands behind it. Counted over the 20 listed below. Unlabelled means nothing has decided yet — not that the answer is small.

  1. 01dohflow2★7 daysliveindieDesktop app for macOS that forecasts household cash flow with encrypted local storage and scenario planning.
  2. 02Finance-public0★1 day—App that tracks cashflow for personal finance management.
  3. 03money-spectrum-hub0★2 daysliveai-builtFinance app that helps users manage money through a five-color visual spectrum.
  4. 04sono-finance0★26 days—ai-builthobbyFinance app developed during a hackathon to help users manage their money.
  5. 05dricash0★10 days—hobbyProactive personal finance app that tracks daily cash flow, reserves monthly obligations, and enforces dynamic daily budgets with rollover.
  6. 06empresa-viva0★10 daysliveMobile business app that combines cash flow tracking with employee journey and DISC personality assessments in one system.
  7. 07CashFLow0★10 days—hobbyFinancial management app that organizes money into pockets, tracks investments, and secures access with fingerprint authentication.
  8. 08dmx-money-20★7 days—hand-codedindiePersonal finance app that manages accounts, transactions, budgets, and cash flow forecasts for individuals.
  9. 09orca0★1 molivehand-codedhobbyPersonal finance app that tracks monthly cash balance and allocates funds to categories and investments, with local-first storage and optional sync.
  10. 10cashflow-app1★1 molivehobbyFinance app that tracks personal cash flow and spending to help manage money.
  11. 11Caixa-Claro0★1 moliveai-builthobbyPersonal finance app that clarifies spending, tracks cash flow, and gives a transparent view of balances.
  12. 12finance-manager0★1 mo—Desktop finance-management application for tracking personal finances with email-and-password authentication.
  13. 13kas-umkm0★1 mo—Cash flow tracking app for small businesses that automatically allocates funds into reserve categories like installments, salaries, and savings across devices.
  14. 14pesa-track0★1 moliveA money tracking app for personal finances.
  15. 15BaruLagi0030★27 days—ai-builthobbyFinance tracking app that records driver income and wallet cash flow, offering AI summaries and timezone-based resets.
  16. 16dhairya-wealth0★1 mo—ai-builtWealth management tool for tracking and planning personal finances.
  17. 17my-money-flow0★1 mo—ai-builtAn app for managing personal finances by tracking money flow.
  18. 18bright-balance-alerts0★1 moliveai-builthobbyApp that monitors account balances and sends alerts when funds cross a set threshold.
  19. 19react-and-react-native-financial-app0★4 molivehobbyPersonal finance forecasting app that predicts future balances and cash flow from spending patterns across web and mobile.
  20. 20Wally0★5 molivehobbyMoney management app that tracks account balances, transactions, and spending trends through visual dashboards and analytics.

Ranked by traction, highest first, and paged 20 at a time — this is a window on the cluster, never the whole of it. Ties are broken by a stable id so a product cannot appear on two pages or fall between them. Browse every cluster.