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CLUSTER LEDGER-PERSONAL-DIGITAL · 18 ENTRIES · EARLIEST ENTRY 2026-08-16

Personal finance ledger apps

This cluster consists of personal finance and digital ledger applications that help individuals track income, expenses, and transactions, with some offering mobile capture or AI-assisted querying. The dated history before the index is too thin to read a shape from—only 0 dated entries exist, so the cluster predates the index or its members are undated. Traction is led by 'ledger' with 3 activity stars, while 'waltning' and 'hisabKitab' show no activity signal.

Entry timeline

ENTRY TIMELINE

FEB 2019: 1FEB 2021: 1AUG 2026: 5SEP 2026: 6OCT 2026: 5
FEB 2019OCT 2026

Each bar is the month a member carries, which is a creation date where the source published one and a crawl date otherwise. Nothing in the index was found before 11 August 2026, and coverage broadened sharply on 14–15 August, so a bar from then on reports how much we found that month, not how much was built; an earlier bar reports how far back a member's own source dated it — not how long we have been watching.

Members by activity

Activity signals, not revenue.

Build origin · 1 ai-built · 1 hand-coded · 16 unlabelled

Operator · 6 hobby · 3 indie · 1 open source · 8 unlabelled

Two labels per entry, never collapsed into one: how it was built, and who stands behind it. Counted over the 18 listed below. Unlabelled means nothing has decided yet — not that the answer is small.

  1. 01renqing-ledger1★16 days—hobbyLocal-first ledger app that tracks Chinese family gift money for weddings and festivals, suggesting how much to return while keeping data on-device.
  2. 02Numilo - Personal Finance0★17 daysliveindiePersonal finance app for managing ledgers, tracking assets and liabilities, and planning loan repayments.
  3. 03EXPENSE-TRACKER0★15 days—hobbyPersonal finance ledger for tracking income, expenses, transfers, budgets, recurring payments, and reports on phone or desktop.
  4. 04nasiya0★7 days—indieDigital credit ledger that lets small neighborhood shops track customer purchases on credit and manage repayments.
  5. 05Khata0★8 daysliveindieLedger app for small retailers that records customer credit and payments, sends WhatsApp reminders, and shows receivables and payables in one place.
  6. 06sushil-money-log0★12 days—hobbyMoney logging app that records transactions and loans, secures access with device authentication, and supports backup and restore.
  7. 07cx-dompetqu0★12 days—Finance app that manages a digital wallet, tracks transactions, and displays charts synced with a backend service.
  8. 08freetab0★10 days—hobbyPrivate ledger app that tracks money lent, sold on installments, or owed between people, recording payments with photo evidence and syncing across devices.
  9. 09ledger4★1 mo—Digital ledger app that tracks income and expenses to help users manage personal finances.
  10. 10costa-ledger-mvp0★1 mo—App that records and manages ledger transactions for personal finance.
  11. 11hisabKitab0★26 days—hobbyMobile-first personal ledger that allows users to split incoming money into funds and track spending against each fund.
  12. 12Ledgerly0★1 mo—Personal finance app that helps users record transactions and track spending in a digital ledger.
  13. 13pocket-ledger0★1 mo—Application that lets users track personal expenses and manage a pocket ledger.
  14. 14liao_ran0★1 mo—hobbyPersonal finance app that combines a card wallet and ledger to track stored-value cards, loans, and shared expenses offline.
  15. 15local-ledger0★1 mo—Application for managing personal financial ledgers and records.
  16. 16cone0★6 yrabandonedlivehand-codedopen sourceMobile app that provides a simple interface for recording transactions in the ledger-cli plain-text accounting format.
  17. 17money-transfer-tracker-vadimge.replit.app0★unknownliveai-builtFinance app that tracks money transfers and keeps a record of transactions for individuals.
  18. 18Agent's Book: FloatFlow - Mobile Money & Agent Ledger0★unknownliveMobile money ledger app that records float and cash transactions, tracks agent commissions and shifts, and supports offline use with backups for micro-merchants.

Ranked by traction, highest first, and paged 20 at a time — this is a window on the cluster, never the whole of it. Ties are broken by a stable id so a product cannot appear on two pages or fall between them. Browse every cluster.