CLUSTER MOBILE-VOICE-BUDGETS · 20 ENTRIES · EARLIEST ENTRY 2026-01-09
AI expense tracking apps
This cluster consists of mobile expense trackers that use AI to log transactions via voice or text, automatically categorize spending, and manage budgets and recurring bills. Dated entries first appear in June 2023, then resume in early 2025 and increase through 2026, with the highest monthly count in July 2026. The traction leaders are artha, Kumbi-AI-Expense-Tracker, and moneybook, each with 0 stars, indicating early-stage projects.
Entry timeline
ENTRY TIMELINE
Each bar is the month a member carries, which is a creation date where the source published one and a crawl date otherwise. Nothing in the index was found before 11 August 2026, and coverage broadened sharply on 14–15 August, so a bar from then on reports how much we found that month, not how much was built; an earlier bar reports how far back a member's own source dated it — not how long we have been watching.
Members by activity
Activity signals, not revenue.
Build origin · 2 ai-built · 18 unlabelled
Operator · 5 hobby · 5 indie · 1 commercial · 9 unlabelled
Two labels per entry, never collapsed into one: how it was built, and who stands behind it. Counted over the 20 listed below. Unlabelled means nothing has decided yet — not that the answer is small.
- 01blue-whale-keeper1★1 day—hobbyLocal Android app that automatically records expenses and income from notifications and payment screens, categorizes transactions, tracks balance, and blocks spam calls.
- 02artha0★28 dayslivehobbyMobile-first money tracker that captures expenses in natural language, with review-before-save AI and support for multiple accounts and shared expenses.
- 03expense_server0★6 days—hobbyExpense tracker that ingests phone payment notifications, categorizes transactions, and asks via Telegram when uncertain.
- 04Spendtrail: Expense Tracker0★1 moliveMobile app that logs expenses in seconds, answers spending questions using on-device AI, and tracks budgets with receipt scanning and multi-currency support.
- 05Finora-Smart-Expense-Tracker-Assistant0★12 days—hobbyMobile expense tracker that records income and spending, sets budgets, and answers finance questions with an AI assistant.
- 06Kumbi-AI-Expense-Tracker0★1 moliveindieAI-powered Android expense tracker that logs spending via natural language, voice, and receipt scanning, and manages budgets locally.
- 07M Budget: Expense Tracker0★28 daysliveindieExpense tracker that logs income, expenses, and transfers, tracks budgets and investments, supports multi-currency, and offers on-device AI assistance.
- 08Finma - AI Finance Tracker0★1 molivePersonal finance assistant that automatically logs expenses from SMS, email, and bank connections while keeping all data on-device.
- 09Expense Tracker - MonAi0★27 dayslivecommercialMobile app that logs expenses through voice input, automatically categorizing and splitting transactions, and storing data in the user's personal cloud.
- 10Expense Tracker - TrackDad0★1 moliveMobile app that records expenses through voice input, automatically categorizes transactions, and tracks recurring bills and monthly budgets.
- 11moneybook0★1 mo—Local expense tracker for Android that automatically logs purchases from payment SMS and notifications.
- 12expenses-tracker0★3 moliveindiePersonal expense tracker that syncs bank transactions, categorizes spending with AI, and manages budgets across web and mobile.
- 13Expense Tracker - Luca0★2 moliveMobile app that logs expenses via voice or text using AI and tracks monthly budgets and recurring bills for personal finance.
- 14Expense Tracker: SpendVoice0★3 moliveMobile app that lets users speak their purchases aloud, then transcribes and categorizes each expense automatically for fast daily spending tracking.
- 15Budget Planner App - Zero0★5 moliveindieBudgeting app that lets users log expenses by typing or voice, automatically categorizes them, and tracks monthly budgets, savings, and debt.
- 16Money Vault: Expense Tracker0★3 moliveMobile expense tracker that records transactions by voice, automatically categorizes spending, supports multiple currencies, scans receipts, and answers financial questions for users.
- 17Cash-Tracker0★7 mostalelivehobbyMobile app that tracks income and expenses with voice input, category breakdowns, and spending analytics.
- 18Expense Tracker: Budget AI0★5 moliveindieMobile expense and income tracker that uses AI to log transactions via voice or receipt scans, categorize spending, and manage multi-currency budgets.
- 19Meus Gastos — dashboard financeiro0★unknownliveai-builtMobile finance app that tracks expenses via voice entries, receipts, and cards, with monthly and annual dashboards.
- 20Mira, the reflective ledger for everyday money0★unknownliveai-builtPersonal expense tracker that unifies bank, mobile money, and cash accounts, scans receipts with AI, and provides weekly spending reflections.
Ranked by traction, highest first, and paged 20 at a time — this is a window on the cluster, never the whole of it. Ties are broken by a stable id so a product cannot appear on two pages or fall between them. Browse every cluster.