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CLUSTER MONEY-TRANSFERS-ACROSS · 11 ENTRIES · EARLIEST ENTRY 2021-01-26

African mobile money apps

This cluster covers mobile money and digital wallet applications targeting African users for peer-to-peer transfers, bill payments, airtime purchases, and savings. The dated entry history shows sporadic appearances from January 2021 through March 2026, with a denser concentration in the months just before the index began. Traction is uniformly low, with Paybridge Benin, Zippy, and Wave - Mobile Money each showing zero activity stars.

Entry timeline

ENTRY TIMELINE

JAN 2021: 1JAN 2022: 1JUL 2025: 1DEC 2025: 1FEB 2026: 1MAR 2026: 1AUG 2026: 3SEP 2026: 2
JAN 2021SEP 2026

Each bar is the month a member carries, which is a creation date where the source published one and a crawl date otherwise. Nothing in the index was found before 11 August 2026, and coverage broadened sharply on 14–15 August, so a bar from then on reports how much we found that month, not how much was built; an earlier bar reports how far back a member's own source dated it — not how long we have been watching.

Members by activity

Activity signals, not revenue.

Build origin · 2 ai-built · 1 hand-coded · 8 unlabelled

Operator · 1 hobby · 4 commercial · 6 unlabelled

Two labels per entry, never collapsed into one: how it was built, and who stands behind it. Counted over the 11 listed below. Unlabelled means nothing has decided yet — not that the answer is small.

  1. 01bayele0★2 daysliveMarketplace app that connects content creators, agency consultants, and businesses in Francophone Africa through escrow-secured payments and mobile money payouts.
  2. 02Wave - Mobile Money0★1 molivecommercialMobile money app for low-cost transfers, bill payments, and airtime purchases across several African countries.
  3. 03Apex: Buy, Sell & Trade Crypto0★18 dayslivecommercialCryptocurrency exchange and wallet enabling trading, gift card exchange, and bill payments in Africa.
  4. 04nexapay0★1 molivehobbyDigital wallet and financial services platform for managing money, making payments, and accessing financial tools in Nigeria.
  5. 05zippy0★1 mo—hand-codedcommercialMobile payment app for South African merchants and users, offering fast till-code payments and peer-to-peer bill splitting.
  6. 06UniPay0★1 mo—Unified payment platform for Kenyan individuals and businesses to receive money via alias, QR code, or link across payment rails.
  7. 07nigeria-payhub0★7 mostaleliveai-builtPayment platform that lets users in Nigeria send, receive, and manage money transactions from one hub.
  8. 08Ratels0★8 mostaleliveApp for buying international airtime and data, providing secure transactions and instant notifications for utility management in Africa.
  9. 09novapay0★5 mo—Digital wallet platform for African users to manage money, send peer-to-peer transfers, pay bills, and save.
  10. 10banqa-pay-africa-ui0★1 yrabandoned—ai-builtPayment app interface that enables digital money transfers and transactions for users across Africa.
  11. 11NOLAN - Transfert d'argent Gabon-Afrique du Sud0★unknownlivecommercialService that lets users send money online from Gabon to South Africa.

Ranked by traction, highest first, and paged 20 at a time — this is a window on the cluster, never the whole of it. Ties are broken by a stable id so a product cannot appear on two pages or fall between them. Browse every cluster.