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CLUSTER PEER-BORROWERS-LENDERS-2 · 11 ENTRIES · EARLIEST ENTRY 2025-09-05

Peer-to-peer lending platforms

This cluster comprises peer-to-peer lending platforms that connect individual borrowers with individual lenders, spanning general-purpose, India-focused, women's co-operative, small-business microloan, local community, and DeFi optimizations. Pre-index entry dates are sparse: a single entry in 2016, another in 2018, and three more across mid-2025 and early 2026, showing an initial appearance, a long gap, and a recent uptick — though three members have no dated entry, so the shape is only partially defined. Among dated and undated members, the highest activity signals belong to SoLo Funds: Lend & Borrow, local-lending-app, and sigma-loan-solutions-india.

Entry timeline

ENTRY TIMELINE

JAN 2016: 1MAR 2018: 1JUN 2025: 1SEP 2025: 1MAR 2026: 1APR 2026: 1AUG 2026: 3SEP 2026: 1OCT 2026: 1
JAN 2016OCT 2026

Each bar is the month a member carries, which is a creation date where the source published one and a crawl date otherwise. Nothing in the index was found before 11 August 2026, and coverage broadened sharply on 14–15 August, so a bar from then on reports how much we found that month, not how much was built; an earlier bar reports how far back a member's own source dated it — not how long we have been watching.

Members by activity

Activity signals, not revenue.

Build origin · 3 ai-built · 8 unlabelled

Operator · 1 hobby · 2 commercial · 8 unlabelled

Two labels per entry, never collapsed into one: how it was built, and who stands behind it. Counted over the 11 listed below. Unlabelled means nothing has decided yet — not that the answer is small.

  1. 01StellarKraal-7★1 moliveai-builthobbyDecentralized lending app that lets farmers and herders obtain instant loans using livestock as collateral.
  2. 02QaStFund0★17 days—Employee peer-to-peer lending platform that lets organization members create loan offers, borrow money, and repay with tracked balances.
  3. 03Stellar-Lendify0★14 dayslivePlatform that connects sponsors, vendors, and mentors to fund and manage buy-now-pay-later loans for learners.
  4. 04SoLo Funds: Lend & Borrow0★1 molivecommercialPeer-to-peer lending app connecting members who need short-term cash advances with others who fund the loans and earn a return.
  5. 05local-lending-app0★1 mo—Local lending app that connects borrowers and lenders within a community, managing loan requests, repayments, and balances.
  6. 06sigma-loan-solutions-india0★1 yrabandonedliveai-builtWeb platform that connects borrowers in India with lenders and loan application services.
  7. 07p2p-lending-platform0★7 mostale—Peer-to-peer lending platform that connects individual borrowers with lenders and manages loan requests, funding, and repayments.
  8. 08SahayataLoan0★1 yrabandoned—A peer-to-peer lending platform connecting small business borrowers in India with individual lenders for microloans.
  9. 09BLender Finance0★2 yrabandonedlivecommercialOnline lending platform that connects borrowers seeking loans with individual lenders looking for fixed interest returns.
  10. 10Evoq | P2P Based Lending Optimizer0★unknownliveDecentralized finance interface that optimizes peer-to-peer lending rates to improve yields for both suppliers and borrowers.
  11. 11SUSU Community Bank - Peer-to-Peer Lending for Whole Women Network Co-operative0★unknownliveai-builtPeer-to-peer lending platform for a women's co-operative that lets borrowers request loans on custom terms and lenders choose who to support.

Ranked by traction, highest first, and paged 20 at a time — this is a window on the cluster, never the whole of it. Ties are broken by a stable id so a product cannot appear on two pages or fall between them. Browse every cluster.