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CLUSTER ZERO-BUDGET-BUDGETING · 5 ENTRIES · EARLIEST ENTRY 2025-01-07

Zero-based budgeting apps

This cluster consists of personal budgeting applications centered on zero-based planning, real-time expense tracking, and income management, with some offering partner sharing. The dated history is too thin to read a shape from, as only three dated entries exist before the index start, so the cluster's early trajectory cannot be characterized. Traction leaders by activity signal are BatchFlow, Zero Dollar Budget, and cashsense, each with 0 stars.

Entry timeline

ENTRY TIMELINE

JAN 2025: 1FEB 2026: 1MAR 2026: 1OCT 2026: 2
JAN 2025OCT 2026

Each bar is the month a member carries, which is a creation date where the source published one and a crawl date otherwise. Nothing in the index was found before 11 August 2026, and coverage broadened sharply on 14–15 August, so a bar from then on reports how much we found that month, not how much was built; an earlier bar reports how far back a member's own source dated it — not how long we have been watching.

Members by activity

Activity signals, not revenue.

Build origin · 5 unlabelled

Operator · 2 hobby · 3 unlabelled

Two labels per entry, never collapsed into one: how it was built, and who stands behind it. Counted over the 5 listed below. Unlabelled means nothing has decided yet — not that the answer is small.

  1. 01BatchFlow0★2 molivehobbyPersonal budgeting web app for zero-based income and expense planning, transaction logging, and real-time spending tracking with invite-only access.
  2. 02finance-master0★20 days—Budgeting app that allocates income to zero-based spending categories, tracks expenses, and syncs bank transactions automatically.
  3. 03betterdollar0★9 days—hobbyiPhone app for zero-based budgeting that lets users assign income to categories, roll funds over monthly, and ask a local AI coach about spending.
  4. 04Zero Dollar Budget0★3 moliveMobile app that helps users build a zero-based monthly budget, track spending in real time, and share the budget with a partner.
  5. 05cashsense0★7 mostale—Zero-based budgeting application that helps individuals plan monthly budgets, track expenses, and manage income.

Ranked by traction, highest first, and paged 20 at a time — this is a window on the cluster, never the whole of it. Ties are broken by a stable id so a product cannot appear on two pages or fall between them. Browse every cluster.