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CLUSTER ACCOUNTS-BUDGETS-FINANCE · 29 ENTRIES · EARLIEST ENTRY 2019-10-01

Personal finance aggregation apps

This cluster consists of personal finance apps that aggregate bank, investment, and credit accounts to track spending, net worth, budgets, and savings goals, often including features like credit score monitoring, retirement planning, and debt payoff tools. The dated history shows entries appearing sporadically from July 2012 through June 2026, with a few in the mid-2010s, several from 2019 to 2021, and a handful in early 2026. Nestworth leads on traction with 2 stars, while Monbark and Quicken each have 0 stars.

Entry timeline

ENTRY TIMELINE

JUL 2012: 1JUL 2013: 1AUG 2014: 1NOV 2015: 1JUL 2016: 1NOV 2017: 1JAN 2019: 1AUG 2019: 1OCT 2019: 1NOV 2020: 1OCT 2021: 1NOV 2021: 1OCT 2024: 1DEC 2025: 1MAR 2026: 3APR 2026: 1JUN 2026: 1AUG 2026: 2SEP 2026: 6OCT 2026: 2
JUL 2012OCT 2026

Each bar is the month a member carries, which is a creation date where the source published one and a crawl date otherwise. Nothing in the index was found before 11 August 2026, and coverage broadened sharply on 14–15 August, so a bar from then on reports how much we found that month, not how much was built; an earlier bar reports how far back a member's own source dated it — not how long we have been watching.

Members by activity

Activity signals, not revenue.

Build origin · 1 ai-built · 3 hand-coded · 16 unlabelled

Operator · 6 hobby · 1 indie · 9 commercial · 2 enterprise · 2 unlabelled

Two labels per entry, never collapsed into one: how it was built, and who stands behind it. Counted over the 20 listed below. Unlabelled means nothing has decided yet — not that the answer is small.

  1. 01Wealth-Builder2★4 days—hobbyPersonal finance app that tracks a family portfolio across currencies, measures progress toward net-worth targets, and offers AI portfolio guidance.
  2. 02Monbark: Budget & Money Track0★29 daysliveFinance app that connects to bank accounts to calculate a daily spending runway, detect recurring bills, and answer questions about affordability.
  3. 03SEE Finance 3 Mobile0★24 dayslivecommercialPersonal finance app that manages bank, credit card, and investment accounts, with quick transaction entry, split transactions, and iCloud sync.
  4. 04Organizze Budget Planner0★24 dayslivecommercialPersonal finance app that tracks bank accounts, credit card bills, and budgets in one place with reports, bank reconciliation, and shared records.
  5. 05MaridewFinance0★19 days—hand-codedhobbyDesktop app for personal wealth management that tracks budgets, transactions, loans, savings goals, and generates reports.
  6. 06heritia-main0★28 daysliveai-builthobbyPersonal finance app that tracks net worth across investments, cash accounts, and monthly snapshots with live prices.
  7. 07finsight0★13 days—hand-codedhobbyPersonal finance web app that links financial accounts, syncs transactions, categorizes spending, and tracks budgets and net worth.
  8. 08Finanzguru – Finance Manager0★16 dayslivecommercialApp that aggregates bank, investment, and crypto accounts to track income, expenses, and subscriptions and offer budgeting and savings guidance.
  9. 09Penny: Track Personal Finance0★1 moliveindieMobile app for tracking net worth, spending, budgets, investments, and cash flow, with debt payoff tools, aimed at giving people clear financial visibility.
  10. 10Empower ®0★25 daysliveenterprisePersonal finance app that aggregates linked accounts to track net worth, plan retirement, simulate scenarios, and manage budgets and debt.
  11. 11Coast: Budget & FIRE0★4 dayslivehobbyExpense tracker and budgeting app that links daily spending to projected retirement date, with net worth tracking and financial independence scenarios.
  12. 12Bill Tracker Pro0★23 dayslivecommercialMobile app that connects bank accounts to track bills, income, and spending, offering budgeting, cash flow visibility, and payment reminders.
  13. 13guava0★5 days—hobbyPersonal budgeting app that connects bank accounts, tracks balances, and helps users understand spending through categorized transactions.
  14. 14Quicken: Budget & Track Money0★24 dayslivecommercialPersonal finance app that connects bank, credit, and investment accounts to track budgets, cash flow, net worth, and savings goals.
  15. 15Monarch: Budget & Track Money0★25 dayslivecommercialPersonal finance app that aggregates bank and investment accounts to track spending, net worth, and shared budgeting goals for couples and families.
  16. 16Budget0★12 days—commercialPersonal finance app that tracks budgets, cash flow, recurring bills, savings goals, and net worth with optional bank syncing.
  17. 17Intuit Credit Karma0★27 daysliveenterprisePersonal finance app that shows credit scores, spending summaries, and personalized loan and credit card offers, plus banking and tax tools.
  18. 18Finary: Budget & Money Tracker0★1 molivehand-codedcommercialPersonal finance app that tracks net worth across banks, brokers, crypto, and real estate, and plans financial goals.
  19. 19Nestworth2★1 mo—Desktop application for households that records assets, liabilities, and ownership stakes to track overall net worth for personal finance.
  20. 20Copilot: Track & Budget Money0★24 dayslivecommercialPersonal finance app that tracks spending, budgets, investments, and net worth across linked financial accounts for individual users.

Ranked by traction, highest first, and paged 20 at a time — this is a window on the cluster, never the whole of it. Ties are broken by a stable id so a product cannot appear on two pages or fall between them. Browse every cluster.