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CLUSTER ACCOUNTS-BUDGETS-FINANCE · 29 ENTRIES · EARLIEST ENTRY 2019-10-01

Personal finance aggregation apps

This cluster consists of personal finance apps that aggregate bank, investment, and credit accounts to track spending, net worth, budgets, and savings goals, often including features like credit score monitoring, retirement planning, and debt payoff tools. The dated history shows entries appearing sporadically from July 2012 through June 2026, with a few in the mid-2010s, several from 2019 to 2021, and a handful in early 2026. Nestworth leads on traction with 2 stars, while Monbark and Quicken each have 0 stars.

Entry timeline

ENTRY TIMELINE

JUL 2012: 1JUL 2013: 1AUG 2014: 1NOV 2015: 1JUL 2016: 1NOV 2017: 1JAN 2019: 1AUG 2019: 1OCT 2019: 1NOV 2020: 1OCT 2021: 1NOV 2021: 1OCT 2024: 1DEC 2025: 1MAR 2026: 3APR 2026: 1JUN 2026: 1AUG 2026: 2SEP 2026: 6OCT 2026: 2
JUL 2012OCT 2026

Each bar is the month a member carries, which is a creation date where the source published one and a crawl date otherwise. Nothing in the index was found before 11 August 2026, and coverage broadened sharply on 14–15 August, so a bar from then on reports how much we found that month, not how much was built; an earlier bar reports how far back a member's own source dated it — not how long we have been watching.

Members by activity

Activity signals, not revenue.

Build origin · 1 ai-built · 8 unlabelled

Operator · 2 hobby · 1 indie · 2 commercial · 1 open source · 3 unlabelled

Two labels per entry, never collapsed into one: how it was built, and who stands behind it. Counted over the 9 listed below. Unlabelled means nothing has decided yet — not that the answer is small.

  1. 21bud0★1 moliveai-builthobbyPersonal finance app that connects bank accounts to show spending, budgeting, credit cards, and net worth.
  2. 22Wealthfolio: Private Finance0★1 moliveopen sourcePersonal finance app that tracks investments, net worth, budgeting, spending, and goals while keeping all data on-device.
  3. 23MoneyManager0★27 days—hobbyMobile app that tracks accounts, transactions, transfers, and investment holdings to compute personal net worth.
  4. 24Spendify: Budget & Debt Payoff0★2 molivecommercialFinance app connecting bank accounts to calculate debt-free dates, compare payoff strategies, and answer money questions in plain English.
  5. 25mani0★3 mo—Personal finance tracker that links to bank accounts to show spending, net worth, budgets, and investment insights.
  6. 26Debit & Credit0★1 molivecommercialPersonal finance app for managing accounts, transactions, budgets, and financial plans with Apple Card integration.
  7. 27Cubux - Budget planner0★3 yrabandonedliveA budgeting app that tracks household and shared finances across multiple linked accounts, syncing bank transactions and generating spending analysis reports.
  8. 28Surplus Budget & Money Tracker0★4 molivePersonal finance app that tracks spending, savings, debt, and net worth in one place and shows what is safe to spend each month.
  9. 29Miza: Budget & Expense Tracker0★3 yrabandonedliveindieBudgeting app that automatically calculates dynamic spending categories from net income using needs/wants/savings splitting rules, with optional bank account syncing.

Ranked by traction, highest first, and paged 20 at a time — this is a window on the cluster, never the whole of it. Ties are broken by a stable id so a product cannot appear on two pages or fall between them. Browse every cluster.