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CLUSTER PERSONAL-POWERED-FINANCE · 91 ENTRIES · EARLIEST ENTRY 2025-03-28

AI personal finance apps

This cluster comprises AI-powered personal finance and budgeting apps that track expenses, income, budgets, savings, and sometimes investments or debt, while offering AI-driven insights, chat advisors, and recommendations. The dated history before the index is sparse from 2017 through early 2025, then increases steadily from mid-2025, with the most entries concentrated in April–June 2026. PiggyBack leads on activity signal with 32 stars, followed by AI-Personal-Finance-Coach (4 stars) and Moneta (1 star).

Entry timeline

ENTRY TIMELINE

JUL 2017: 1NOV 2020: 1MAR 2023: 1AUG 2023: 1SEP 2023: 1NOV 2023: 1MAR 2025: 1APR 2025: 1JUN 2025: 2JUL 2025: 4SEP 2025: 4OCT 2025: 1NOV 2025: 1DEC 2025: 1JAN 2026: 2FEB 2026: 1MAR 2026: 3APR 2026: 7MAY 2026: 10JUN 2026: 3JUL 2026: 1AUG 2026: 15SEP 2026: 21OCT 2026: 7
JUL 2017OCT 2026

Each bar is the month a member carries, which is a creation date where the source published one and a crawl date otherwise. Nothing in the index was found before 11 August 2026, and coverage broadened sharply on 14–15 August, so a bar from then on reports how much we found that month, not how much was built; an earlier bar reports how far back a member's own source dated it — not how long we have been watching.

Members by activity

Activity signals, not revenue.

Build origin · 1 hand-coded · 19 unlabelled

Operator · 11 hobby · 1 indie · 1 commercial · 7 unlabelled

Two labels per entry, never collapsed into one: how it was built, and who stands behind it. Counted over the 20 listed below. Unlabelled means nothing has decided yet — not that the answer is small.

  1. 01360Finance_AI1★1 moliveAI-powered financial app that provides insights and management tools.
  2. 02student-wallet-ai0★12 dayslivehobbyFinance app for students that tracks spending and uses an AI coach to give personalized money advice.
  3. 03finance-agent1★18 days—hobbyPersonal finance app that combines salary, card spending, and bank balances, using AI to classify transactions, judge large purchases, and plan budgets.
  4. 04FinanceApp1★4 days—Personal finance app that tracks income and expenses, forecasts cash flow with AI, simulates purchase affordability, and manages savings goals.
  5. 05Moneta1★1 mo—Personal finance app that calculates what can be spent now after upcoming bills and subscriptions, with an AI financial assistant.
  6. 06Dollarbird - Budget Calendar0★1 molivecommercialCalendar-based mobile app that tracks and forecasts personal finances, auto-categorizes transactions with AI, and lets partners or teams collaborate on shared budgets.
  7. 07AI-Personal-Finance-Coach4★1 mo—Personal finance coach app that visualizes spending with charts, tracks subscriptions and savings goals, and offers AI chat suggestions.
  8. 08expense-tracker0★17 dayslivehobbyPersonal finance app that tracks income and expenses, manages budgets and savings goals, and generates AI-assisted spending insights from receipts.
  9. 09heroes-finance0★3 days—hobbyPersonal finance app that tracks income and expenses and provides an AI assistant scoped to the user's authenticated profile.
  10. 10expense-tracker0★1 day—hobbyAndroid personal finance app that tracks expenses, income, and wallets, and answers questions through a configurable AI assistant.
  11. 11ExpensePulse-AI0★22 days—Mobile app that tracks personal expenses and provides AI-generated insights into spending patterns and budgets.
  12. 12fintrack-saas0★11 dayslivehobbyFinance app for tracking transactions, budgets, investments, and financial goals individually or as a couple, with an AI chatbot for questions.
  13. 13hey-piper0★3 dayslivehobbyOpen-source personal finance app that tracks budgets, cards, and net worth from connected bank data and AI-imported statements.
  14. 14Financial-AI0★6 days—hobbyPersonal finance app that tracks accounts and uses AI to explain financial calculations without performing them.
  15. 15Stash AI: Finance Tracker0★1 molivehand-codedindieAI budgeting app that tracks spending, detects subscriptions, sets savings goals, and offers personalized financial insights.
  16. 16FinanceAI: Personal Finance0★2 moliveAI financial assistant app that analyzes a user's full financial picture to guide decisions on saving, investing, and retirement planning.
  17. 17smart-expense-advisory-gemini0★14 dayslivehobbyPersonal finance app that tracks expenses, manages budgets, and provides AI-generated advice based on spending analytics.
  18. 18SPEND_WISE0★23 dayslivehobbyAI-powered finance app that tracks expenses, analyzes spending patterns, detects financial risks, and provides personalized money management insights.
  19. 19finance-system0★23 days—hobbyPersonal finance application that centralizes documents, accounting, and asset tracking on desktop and mobile, with AI-assisted organization.
  20. 20Smart-Life0★16 days—Personal finance and daily planning app that uses AI to add transactions, recognize receipts, and categorize spending.

Ranked by traction, highest first, and paged 20 at a time — this is a window on the cluster, never the whole of it. Ties are broken by a stable id so a product cannot appear on two pages or fall between them. Browse every cluster.