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CLUSTER PERSONAL-POWERED-FINANCE · 91 ENTRIES · EARLIEST ENTRY 2025-03-28

AI personal finance apps

This cluster comprises AI-powered personal finance and budgeting apps that track expenses, income, budgets, savings, and sometimes investments or debt, while offering AI-driven insights, chat advisors, and recommendations. The dated history before the index is sparse from 2017 through early 2025, then increases steadily from mid-2025, with the most entries concentrated in April–June 2026. PiggyBack leads on activity signal with 32 stars, followed by AI-Personal-Finance-Coach (4 stars) and Moneta (1 star).

Entry timeline

ENTRY TIMELINE

JUL 2017: 1NOV 2020: 1MAR 2023: 1AUG 2023: 1SEP 2023: 1NOV 2023: 1MAR 2025: 1APR 2025: 1JUN 2025: 2JUL 2025: 4SEP 2025: 4OCT 2025: 1NOV 2025: 1DEC 2025: 1JAN 2026: 2FEB 2026: 1MAR 2026: 3APR 2026: 7MAY 2026: 10JUN 2026: 3JUL 2026: 1AUG 2026: 15SEP 2026: 21OCT 2026: 7
JUL 2017OCT 2026

Each bar is the month a member carries, which is a creation date where the source published one and a crawl date otherwise. Nothing in the index was found before 11 August 2026, and coverage broadened sharply on 14–15 August, so a bar from then on reports how much we found that month, not how much was built; an earlier bar reports how far back a member's own source dated it — not how long we have been watching.

Members by activity

Activity signals, not revenue.

Build origin · 2 ai-built · 2 hand-coded · 16 unlabelled

Operator · 7 hobby · 1 indie · 3 commercial · 2 open source · 7 unlabelled

Two labels per entry, never collapsed into one: how it was built, and who stands behind it. Counted over the 20 listed below. Unlabelled means nothing has decided yet — not that the answer is small.

  1. 21Smart-Dashboard-For-Financial-Planning45★5 mo—ai-builthobbyPersonal finance web app that helps users plan loans, optimize credit card usage, track investments, and set financial goals with AI insights.
  2. 22smart-finance-coach0★4 days—hobbyAI-powered mobile app that tracks expenses, budgets, bills, and savings goals and offers personalized financial insights.
  3. 23pocketpilot0★22 days—hand-codedhobbyPersonal finance web app that tracks transactions, budgets, savings goals, and provides AI-driven financial insights and analytics.
  4. 24Range Finance, Inc.0★19 dayslivecommercialAI-driven personal finance app that consolidates accounts, investments, and goals into one dashboard and gives tax and investment optimization guidance.
  5. 25Bon Credit: Money & Budget AI0★22 dayslivecommercialAI-powered mobile app that analyzes spending to surface hidden fees and subscriptions, builds automatic budgets, and suggests debt payoff and loan options.
  6. 26Maxint0★26 daysliveopen sourcePersonal finance app that unifies net worth tracking, budget automation, and investment analysis, using an AI analyst to surface financial insights.
  7. 27fin-twin0★28 daysliveAI-powered financial app that parses conversational expense logs, tracks cashflow, and manages lent money.
  8. 28Stream: Workplace Finance0★11 dayslivecommercialWorkplace financial benefits app that lets employees choose pay dates, save, budget, borrow, and get an AI money coach.
  9. 29pace0★6 days—hobbyiPhone app that tracks personal finances locally, plans spending per pay cycle, and converts payment screenshots into reviewable drafts using on-device AI.
  10. 30wealthory-ai-finance-application0★1 molivehobbyFinance application that uses AI to analyze transactions, track budgets, and deliver personalized financial insights to individual users.
  11. 31fifilo0★18 days—ai-builtFinancial management app for personal and shared finances that tracks money and provides AI-assisted insights for users and organizations.
  12. 32FinSight2★2 moliveAI-powered personal finance app that tracks expenses, manages budgets, analyzes spending patterns, and provides financial insights.
  13. 33Tracklet7★3 moliveopen sourcePersonal finance management app that tracks spending and provides AI-generated insights into users' financial habits.
  14. 34finance_app_mobile0★19 days—Mobile app that tracks personal and family finances, manages category budgets, and offers AI-powered insights.
  15. 35Bento: Budget & Money Tracker0★1 moliveindiePersonal finance app with customizable dashboards and a built-in AI assistant for tracking spending, subscriptions, and budgets across accounts.
  16. 36ledger0★1 molivehand-codedhobbyPersonal finance app that tracks accounts, fetches market prices, and uses AI to parse and categorize transactions.
  17. 37heap: Expense Tracker AI0★1 molivePersonal finance app that tracks expenses, income, budgets, and goals, and answers plain-language questions about spending through an AI assistant.
  18. 38Kwacha-Flow0★1 mo—Personal finance app that helps users budget, set savings goals, and get AI-assisted guidance, with bank and mobile-money integrations planned for later releases.
  19. 39financeiro-chat0★27 days—Financial management app with conversational AI that records income, expenses, savings goals, and emergency funds through natural language.
  20. 40welth-Ai0★1 mo—hobbyPersonal finance app that tracks income, expenses, and budgets, scans receipts, and sends AI-generated spending insights and budget alerts.

Ranked by traction, highest first, and paged 20 at a time — this is a window on the cluster, never the whole of it. Ties are broken by a stable id so a product cannot appear on two pages or fall between them. Browse every cluster.