CLUSTER PERSONAL-POWERED-FINANCE · 91 ENTRIES · EARLIEST ENTRY 2025-03-28
AI personal finance apps
This cluster comprises AI-powered personal finance and budgeting apps that track expenses, income, budgets, savings, and sometimes investments or debt, while offering AI-driven insights, chat advisors, and recommendations. The dated history before the index is sparse from 2017 through early 2025, then increases steadily from mid-2025, with the most entries concentrated in April–June 2026. PiggyBack leads on activity signal with 32 stars, followed by AI-Personal-Finance-Coach (4 stars) and Moneta (1 star).
Entry timeline
ENTRY TIMELINE
Each bar is the month a member carries, which is a creation date where the source published one and a crawl date otherwise. Nothing in the index was found before 11 August 2026, and coverage broadened sharply on 14–15 August, so a bar from then on reports how much we found that month, not how much was built; an earlier bar reports how far back a member's own source dated it — not how long we have been watching.
Members by activity
Activity signals, not revenue.
Build origin · 3 ai-built · 2 hand-coded · 15 unlabelled
Operator · 11 hobby · 2 indie · 3 commercial · 4 unlabelled
Two labels per entry, never collapsed into one: how it was built, and who stands behind it. Counted over the 20 listed below. Unlabelled means nothing has decided yet — not that the answer is small.
- 61MoneyCoach-AI0★1 mo—ai-builtindieAI-driven personal finance app that tracks income, expenses, savings goals, and provides personalized coaching and advice.
- 62Ledger0★2 mo—hand-codedindiePersonal finance platform for tracking expenses, budgets, investments, and net worth with AI-driven insights.
- 63smartspend-ai0★2 molivehobbyAI personal finance app that lets users track expenses, edit transactions, and manage savings goals through natural-language text or voice commands.
- 64ANIMATED-EXPENSE-TRACKER0★8 mostalelivehobbyPersonal finance app that tracks expenses and budgets across multiple accounts, visualizes spending with charts, and offers AI financial tips.
- 65Expense Tracker: Bill Planner0★4 moliveMobile app that tracks daily spending, bills, and debts, and uses AI to analyze habits and suggest ways to save money.
- 66PennyWise-2.00★4 mo—hobbyMobile app that tracks income, expenses, savings goals, and category budgets with charts and an AI chatbot advisor for personal finance.
- 67BudgetIQ1★9 mostalelivehobbyAI finance app that tracks expenses, manages budgets, and generates financial dashboards for personal money management.
- 68SpendSense0★5 molivehobbyPersonal finance app that tracks expenses, manages budgets, splits bills among users, and generates AI-driven financial insights in real time.
- 69stater0★5 molivePersonal finance app that tracks spending, offers AI advisor, and supports voice and OCR input, deployed on mobile.
- 70FreelanceFin1★1 yrabandonedlivehobbyAI-driven finance app that tracks freelancers' income, expenses, and taxes while offering personalized financial advice and automated bookkeeping.
- 71BudgetLabs: Money Manager0★5 molivecommercialAI-powered budgeting app that tracks spending, plans monthly budgets, and offers financial insights and scenario planning.
- 72projeto_ia_lovable_claude_copilot_app_financas0★5 moliveai-builthobbyAI-powered personal finance app that tracks expenses, provides insights, and helps users manage money.
- 73finance-0★4 mo—commercialPersonal finance app that tracks income, expenses, and investments and provides AI-generated financial advice.
- 74finmate0★5 mo—hobbyMobile app that tracks personal finance transactions and uses an AI coach to provide budgeting and spending insights.
- 75SBS Finance: Money Tracker0★5 molivecommercialFinance app that tracks income and expenses, creates budgets, sends invoices, and provides profit-and-loss reports and AI insights.
- 76finance-ai0★4 mo—ai-builthobbyPersonal finance app that helps users manage money with AI assistance and works offline.
- 77extrato-co0★5 mo—Personal finance app with AI assistance for budgeting, expense tracking, and financial insights.
- 78MyFinancIA0★6 mostale—hand-codedhobbySelf-hosted personal finance app that uses AI to categorize transactions, answer questions, and forecast budgets.
- 79simple-finance-management-v20★6 mo—hobbyPersonal finance app that tracks income and expenses and provides AI-powered budgeting insights for individuals.
- 80fingenie-ai0★5 mo—Personal finance app that tracks budgets, goals, and transactions and provides AI-generated financial insights.
Ranked by traction, highest first, and paged 20 at a time — this is a window on the cluster, never the whole of it. Ties are broken by a stable id so a product cannot appear on two pages or fall between them. Browse every cluster.