CLUSTER PERSONAL-POWERED-FINANCE · 91 ENTRIES · EARLIEST ENTRY 2025-03-28
AI personal finance apps
This cluster comprises AI-powered personal finance and budgeting apps that track expenses, income, budgets, savings, and sometimes investments or debt, while offering AI-driven insights, chat advisors, and recommendations. The dated history before the index is sparse from 2017 through early 2025, then increases steadily from mid-2025, with the most entries concentrated in April–June 2026. PiggyBack leads on activity signal with 32 stars, followed by AI-Personal-Finance-Coach (4 stars) and Moneta (1 star).
Entry timeline
ENTRY TIMELINE
Each bar is the month a member carries, which is a creation date where the source published one and a crawl date otherwise. Nothing in the index was found before 11 August 2026, and coverage broadened sharply on 14–15 August, so a bar from then on reports how much we found that month, not how much was built; an earlier bar reports how far back a member's own source dated it — not how long we have been watching.
Members by activity
Activity signals, not revenue.
Build origin · 5 hand-coded · 15 unlabelled
Operator · 6 hobby · 3 indie · 1 commercial · 10 unlabelled
Two labels per entry, never collapsed into one: how it was built, and who stands behind it. Counted over the 20 listed below. Unlabelled means nothing has decided yet — not that the answer is small.
- 41expense-tracker0★1 mo—hobbyPersonal finance application that tracks expenses, automates workflows, and provides AI-powered insights.
- 42Agente-Financeiro-IA0★1 mo—hand-codedhobbyPersonal finance app that uses an AI agent to record and query expenses through natural language.
- 43Mizan0★28 days—AI-powered personal finance and budgeting mobile app for Saudi users that manages spending, wallets, and budgets.
- 44Moneyscope: Budget & Finance0★2 molivePersonal finance app that tracks spending, budgets, debts, and investments while offering AI-generated recommendations to help users save and pay off loans faster.
- 45budgy0★27 days—AI-powered finance app for Swiss users to manage budgets and track spending and accounts.
- 46Spend_AI0★1 mo—AI app that tracks personal spending and helps users manage their finances.
- 47Stowe: Track Money & AI Budget0★2 moliveAI-powered personal finance app that tracks spending, bills, and subscriptions, then offers money-saving guidance based on user data.
- 48SmartSpent0★1 mo—hand-codedExpense tracking and budget management app with AI-powered insights and spending visualization.
- 49hardcap0★1 molivePersonal finance app that splits monthly salary into hard-capped budget categories, tracks expenses, and generates AI spending insights.
- 50arus0★1 mo—hobbyPersonal finance app for tracking expenses with installment plans, recurring rules, budgets, reports, and optional AI analysis.
- 51Piere: Budget, Save, Plan0★1 molivecommercialPersonal finance app with AI agent that analyzes goals, automates transfers, and manages budgets and savings.
- 52Money Manager: Budget Tracking0★16 daysliveFinance app that tracks income, expenses, budgets, accounts, and financial goals, and provides reports, reminders, and AI advice.
- 53finsight-ai0★2 mo—hand-codedindiePersonal finance app that tracks budgets, expenses, and goals with AI-generated insights.
- 54savio0★2 molivehand-codedindiePersonal finance SaaS platform that tracks income, expenses, savings, and debt, and offers AI-powered insights and recommendations.
- 55Lumio0★1 molivehand-codedAI-powered personal finance app that categorizes bank transactions, tracks budgets and investments, and generates PDF reports.
- 56ai-finance-insights0★1 moliveindieAI personal-finance app tailored to Peru that tracks spending, explains transactions, and answers money questions in Spanish or English.
- 57Welth0★3 molivehobbyAI-powered personal finance app that tracks spending, manages budgets, scans receipts, converts currencies, and generates monthly financial insight reports.
- 58FinanceAi3★6 molivehobbyAI personal finance coach app that tracks transactions, manages budgets and goals, and gives personalized financial advice.
- 59SalliMate0★2 mo—AI-powered mobile finance app for university students to log expenses, manage budgets, and get insights through a chatbot.
- 60Personal-CA0★1 molivehobbyPersonal finance app that tracks spending, budgets, loans, and credit cards, estimates taxes for India, sends EMI reminders, and offers an AI financial advisor chat.
Ranked by traction, highest first, and paged 20 at a time — this is a window on the cluster, never the whole of it. Ties are broken by a stable id so a product cannot appear on two pages or fall between them. Browse every cluster.